I live in North Carolina, and am considering going out on my own in private practice. Ms. McKenzie had said it was possible to roll over the fee from the Start Up Program into the loan for the practice. Another thing I’m considering doing, before actually opening the doors, is going to a Spanish language school in Latin America for about four months or so. There are a lot of Hispanic people in my area and I think this would be a great practice builder. Could I roll the expenses for this into the loan as well?